LuLu Exchange
Wide UAE network + LuLu Money app.
LuLu Exchange (part of the LuLu Financial Group) has a large network across the UAE and a mobile app called LuLu Money. Popular for South-Asian remittances.
Who it's best for
- Regular senders to India, Philippines and Pakistan.
- People who like combining branch and app in one provider.
Corridors from the UAE
→ Philippines
same-dayDelivery: Bank deposit, Cash pickup
Fee (AED 1,000): Check in app · FX markup: Check in app
→ India
same-dayDelivery: Bank deposit, UPI, Cash pickup
Fee (AED 1,000): Check in app · FX markup: Check in app
→ Pakistan
same-dayDelivery: Bank deposit, Cash pickup
Fee (AED 1,000): Check in app · FX markup: Check in app
Pros
- Convenient app + branch combo
- Frequent corridor promotions
Cons
- As with all exchange houses, FX margin is inside the rate — not shown separately
- App experience is workmanlike, not fintech-slick
How to send
- Install LuLu Money and register with your Emirates ID.
- Add a recipient (bank details / cash pickup / mobile).
- Enter amount + corridor, review the total including fee.
- Fund with card or UAE bank account.
- Track until the recipient confirms.
FAQ
Is LuLu Exchange the same as LuLu Hypermarket?
They share the same parent group but are separate businesses. LuLu Exchange is a licensed exchange house regulated by the UAE Central Bank.
Sources
Official pages where you can verify the current fees, rates and limits yourself. Numbers change daily — we deliberately don't copy them into this page.
- LuLu Exchange homepagehttps://www.luluexchange.com/ · checked 2026-09-24
- LuLu Exchange — live rates boardhttps://www.luluexchange.com/en/exchange-rates.html · checked 2026-09-24
- LuLu Exchange — remittance productshttps://www.luluexchange.com/en/services/remittance.html · checked 2026-09-24
Rates and fees change daily. Always check the final amount in the provider's app before sending. Last updated: 2026-09-24.