🇮🇳 Send money from the UAE to India

The UAE→India corridor is fast and highly competitive. Bank deposit and UPI arrive within minutes at most providers. Small differences in FX markup add up quickly.

Recommended providers

Wise

Mid-market rate + transparent flat fee, all in-app.

→ PHminutes to 1 day
→ INminutes to 1 day
→ PK1-2 days

Full review Open Wise

Remitly

★ 4.8

Fast cash pickup + e-wallet delivery, remittance-focused.

→ PHminutes (Express) or 3-5 days (Economy)
→ INminutes to 1 day
→ PKminutes to 1 day

Full review Open Remitly

WorldRemit

Global remittance app, wide corridor coverage.

→ PHminutes to 1 day
→ INminutes to 1 day
→ PKminutes to 1 day

Full review Open WorldRemit

Al Ansari Exchange

Big UAE branch network with same-day corridor deals.

→ PHsame-day
→ INsame-day
→ PKsame-day

Full review Open Al Ansari Exchange

LuLu Exchange

Wide UAE network + LuLu Money app.

→ PHsame-day
→ INsame-day
→ PKsame-day

Full review Open LuLu Exchange

Western Union

Legacy remittance with the widest cash-pickup network.

→ PHminutes for cash pickup
→ INminutes to 1 day
→ PKminutes for cash pickup

Full review Open Western Union

Tips

UPI transfers usually arrive within minutes.
Compare the amount your recipient will actually receive in INR, not just the AED fee.
For very large transfers (property, education), ask your bank about a Telegraphic Transfer — sometimes cheaper on FX than a remittance app.

Full comparison table

Rates and fees change daily. Always check the final amount in the provider's app before sending. Last updated: 2026-09-24.